Lowe's Business Rewards Card
from American Express

Lowe's Business Rewards Card from American Express

Rewards to Help
Build Your Business

Welcome Offer

Earn 5,000 Lowe’s Business Rewards points after you spend $100 in purchases on the Card within your first 30 days of Card Membership.

No Annual Fee
Apply Now
0.0% introductory APR on purchases for 6 months. After that your APR will be a variable rate, currently 17.74%, 21.74% or 26.74%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Get Rewarded for Everyday Purchases

3X Points

  • U.S. restaurants
  • U.S. office supply stores
  • Wireless telephone services purchased directly from U.S. service providers

2X Points

at Lowe's

1X Points

on other purchases

Terms and Limitiations Apply. Points can be redeemed for Lowe's Gift Cards and American Express® Gift Cards.

the Lowe's Business Rewards Card from American Express

Lowe's 5% Discount

Count on us for supplies, resources and 5% off every day*

Give your business every opportunity to save time and money with Lowe’s. You can get 5% off* instantly every day with Lowe’s Business Credit. Plus, you can save when you buy in bulk, and when you order online for pickup in store or delivery.

Visit LowesForPros.com to learn more. Terms and exclusions apply

Lowe's Business Rewards

Receive points you can redeem for gift cards to use toward business expenses:

  • Lowe's Gift Cards
  • American Express Gift Cards
  • Gas Rewards Cards
  • Outdoor Rewards Cards

Redemption starts as low as 2,500 points.

Purchase Protection

Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Card for eligible purchases, it’s nice to know membership can help protect your purchases from accidental damage or theft for up to 120 days* from the moment you purchase them. Please read important exclusions and restrictions.

*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration remains at 90 days.

Lowe's ProServices

Access benefits with Lowe's ProServices, including Discounted Delivery, Bulk Rate Pricing and the Business Replenishment Program.

Lowe's Business Rewards Card from American Express
Lowe's Business Rewards Card from American Express
New Business Gold Card
American Express<sup>®</sup> Business Gold Card
The Business Platinum Card®
The Business Platinum Card<sup>®</sup> from American Express

GET REWARDED FOR EVERYDAY PURCHASES

Lowe's Business Rewards Card from American Express
Lowe's Business Rewards Card from American Express
0.0% introductory APR on purchases for 6 months. After that your APR will be a variable rate, currently 17.74%, 21.74% or 26.74%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Get 5% Off Every Day at Lowe's

Get 5% off every day at Lowe's when you use the Lowe's Business Rewards Card. Exclusions apply.‡**Subject to credit approval. Some exclusions apply. If applicable, 5% discount will be applied after all other discounts. See associate or credit promotion disclosures for details.

3X Points

2X Points

1X Points

  • U.S. restaurants
  • U.S. office supply stores
  • Wireless telephone services purchased directly from U.S. service providers

at Lowe's

on other purchases

Terms and Limitiations Apply. Points can be redeemed for Lowe's Gift Cards and American Express® Gift Cards.

Earn 4X where you spend the most each month

New Business Gold Card
American Express<sup>®</sup> Business Gold Card
16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤

4X Points

1X Points

Get 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below.

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
    (online, TV, radio)
  • U.S. purchases made directly from select
    technology providers of computer hardware,
    software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping

4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.

on other purchases

Terms and limitations apply.

GET 50% MORE MEMBERSHIP REWARDS® POINTS

5X Points

1.5X Points

1X Points

on flights and prepaid hotels

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

per dollar

Get 1.5 points per dollar on each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per year.

for each dollar you spend on eligible purchases.

BENEFITS THAT COME WITH EVERY AMERICAN EXPRESS BUSINESS CARD

Spend Manager

With the Spend Manager Mobile App from American Express, you can easily add receipts and notes to your transactions. To get started: Download the Spend Manager Mobile App. Snap a photo of your receipt and match it to your transaction. Use the time you save to focus on other priorities.

Employee Cards

Make sure you're getting the most out of your Business Card by adding Employee Cards, which come with tools that can help smooth your bookkeeping tasks and controls that help put your mind at ease. Request text or email alerts to see real time details of who's spending and how much. You can even freeze and unfreeze individual Cards.

Account Manager

Have a lot of employees? Assign an Account Manager with Full Access to add new Employee Cards for you. Your Account Manager can set spending limits and track the amount each employee spends with simple graphs available in your American Express Online Account.

Account Alerts

American Express Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending.

Online Statements

View your purchase history, prepare reports, and can help budget your expenses

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

WHY AMERICAN EXPRESS

20
years

American Express has supported small businesses, like yours, for over 20 years.

See how you can turn opportunity into growth with products and services from American Express Business Cards.

over 1
million

We're making American Express® Card acceptance simpler for small businesses, so more places now welcome your Card.

Over 1 million more places in the U.S. started accepting American Express® Cards in 2016.

$200
billion

Small business owners used their Business Cards from American Express Business Cards to fund more than $200 billion in business purchases last year.

From larger business purchases to the everyday smaller ones. American Express Business Cards provide the funding that can help you buy what you need when you need it to run and grow your business.

Get a decision in as little as 30 seconds

1-855-815-8335

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