The Lowes Business Rewards Card

The Lowes Business Rewards Card

Benefit your bottom line

Welcome Offer

Earn $100 Cash Back after approval

0% intro APR on purchases for 6 months, then a variable rate 17.99% to 26.99% based on your creditworthiness and other factors.¤ Plus, Get $100 Cash Back upon approval.

No Annual Fee¤
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0.0% introductory APR on purchases for 6 months. After that your APR will be a variable rate, currently 17.74% - 26.74%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Get Rewarded for Everyday Purchases

3X Points

  • U.S. restaurants
  • U.S. office supply stores
  • Wireless telephone services purchased directly from U.S. service providers

2X Points

at Lowe's

1X Points

on other purchases

Terms and Limitations Apply. Points can be redeemed for Lowe's Gift Cards and American Express® Gift Cards.

the Lowe's Business Rewards Card from American Express

Lowe's 5% Discount

Get 5% off when you use Lowe’s Business Credit.

Lowe's Business Rewards

Redeem your Lowe’s Business Rewards points for Lowe’s Gift Cards, Gas Rewards, or Outdoor Rewards Cards starting at just 2,500 points and American Express® Gift Cards starting at just 3,500 points. Start Now.

Lowe's ProServices

Access benefits with Lowe's ProServices, including Discounted Delivery, Bulk Rate Pricing and the Business Replenishment Program.

The Lowes Business Rewards Card
The Lowes Business Rewards Card
Business Gold Card
American Express® Business Gold Card
The Business Platinum Card®
The Business Platinum Card<sup>®</sup> from American Express

GET REWARDED FOR EVERYDAY PURCHASES

The Lowes Business Rewards Card
The Lowes Business Rewards Card
0.0% introductory APR on purchases for 6 months. After that your APR will be a variable rate, currently 17.74% - 26.74%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Get 5% Off Every Day at Lowe's

Get 5% OFF Every Day when you use Lowe’s Business Credit. Exclusions apply.

3X Points

2X Points

1X Points

  • U.S. restaurants
  • U.S. office supply stores
  • Wireless telephone services purchased directly from U.S. service providers

at Lowe's

on other purchases

Terms and Limitations Apply. Points can be redeemed for Lowe's Gift Cards and American Express® Gift Cards.

Earn 4X where you spend the most each month

Business Gold Card
American Express® Business Gold Card
APR on purchases will be a variable rate, currently 16.24% - 24.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

4X Points

1X Points

Get 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below.

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
    (online, TV, radio)
  • U.S. purchases made directly from select
    technology providers of computer hardware,
    software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping

4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.

on other purchases

Terms and limitations apply.

GET 50% MORE MEMBERSHIP REWARDS® POINTS

The Business Platinum Card®
The Business Platinum Card<sup>®</sup> from American Express

5X Points

1.5X Points

1X Points

on flights and prepaid hotels

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

Get 1.5X Membership Rewards® points per dollar, on each eligible purchase of $5,000 or more with the The Business Platinum Card®. That’s 50% more points. You can get up to 1 million additional points per year.

on other purchases
Terms and limitations apply.

BENEFITS THAT COME WITH EVERY AMERICAN EXPRESS BUSINESS CARD

Spend Manager

With the Spend Manager Mobile App from American Express, you can easily add receipts and notes to your transactions. To get started: Download the Spend Manager Mobile App. Snap a photo of your receipt and match it to your transaction. Use the time you save to focus on other priorities.

Employee Cards

Get the most out of your Business Card by adding Employee Cards. Earn rewards on employee purchases, plus track employee spending with alerts and summary reports.

Account Manager

Have a lot of employees? Assign an Account Manager with Full Access to add new Employee Cards for you. Your Account Manager can set spending limits and track the amount each employee spends with simple graphs available in your American Express Online Account.

Account Alerts

American Express Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending.

Online Statements

View your purchase history, prepare reports, and can help budget your expenses

American Express® App

Take advantage of your Membership with the Amex® Mobile app. Track your spending and rewards, find nearby offers, and stay on top of payments virtually anywhere you go.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

WHY AMERICAN EXPRESS

20
years

American Express has supported small businesses, like yours, for over 20 years.

See how you can turn opportunity into growth with products and services from American Express Business Cards.

over 1
million

We're making American Express® Card acceptance simpler for small businesses, so more places now welcome your Card.

Over 1 million more places in the U.S. started accepting American Express® Cards in 2016.

$200
billion

Small business owners used their Business Cards from American Express Business Cards to fund more than $200 billion in business purchases last year.

From larger business purchases to the everyday smaller ones. American Express Business Cards provide the funding that can help you buy what you need when you need it to run and grow your business.

Get a decision in as little as 30 seconds

1-855-815-8335

ALL BUSINESS CARDS FROM AMERICAN EXPRESS

The Business Platinum Card<sup>®</sup> from American Express
The Business Platinum Card®
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American Express® Business Gold Card
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The Hilton Honors American Express Business Card
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Gold Delta SkyMiles® Business Credit Card
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Platinum Delta SkyMiles® Business Credit Card
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Delta Reserve for Business Credit Card
Delta Reserve for Business Credit Card
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The Lowes Business Rewards Card
The Lowes Business Rewards Card
Learn More