American Express<sup>®</sup> Business Gold Card
The Business Platinum Card<sup>®</sup> from American Express
The Plum Card® from American Express
The Blue Business<sup>℠</sup> Plus Credit Card from American Express
SimplyCash® Plus Business Credit Card from American Express

Get more points where you spend the most

New Business Gold Card
American Express<sup>®</sup> Business Gold Card
$295 Annual Fee¤
Apply Now
16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤
Earn 4X where you spend the most each month

4X Membership Rewards® points on the 2 select categories where your business spends the most each month*


*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year

Great For
Maximize rewards
Flexible cash flow option
Business Solutions

Exclusive Offers

Get up to 1 year free of G Suite Basic for 3 users and up to 1 year free of ZipRecruiter Standard in the form of statement credits for purchases on the Card in your first 12 months of Card membership. That's a combined value of up to $3,188 when you sign up for both subscriptions.

Featured Benefit

Flexible Payment Option to Manage Cash Flow¤‡

The Pay Over Time option on the Card lets you carry a balance with interest on purchases of $100 or more.*

Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account. You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.

*All purchases under $100 are due in full each month.

The Card That Transforms Your Business Travel

The Business Platinum Card®
The Business Platinum Card<sup>®</sup> from American Express
Welcome Offer
Earn up to 75,000 Membership Rewards Points
Earn 50,000 Membership Reward points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card, within your first 3 months of Card Membership.
Great For
Frequent Travelers
Global Lounge Collection
24/7 concierge services

Point Multipliers

5X Points

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

1.5 Points per Dollar

on each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per year.

 

1X Points

for each dollar you spend on eligible purchases.

Give Your Business Room to Grow

The Plum Card®
The Plum Card® from American Express
$0 introductory annual fee for the first year, then $250
$0 annual fee for Employee Cards
Apply Now
Welcome Offer
Earn up to $600 Cash Back
Here’s how: Earn a $200 statement credit after each $10,000 you spend on the Card, up to $30,000, within the first 3 months of Card Membership.
Great For
Seasonal Businesses
Payment Flexibility
Inventory

Featured Benefits

1.5% Early Pay Discount

Pay your bill early to get a 1.5% discount, which you can use to buy inventory, supplies and other business necessities.

Up to 60 Days to Pay


Cash flow can be unpredictable. That’s why The Plum Card gives you up to 60 days to pay so you have greater financial flexibility.

 

No Pre-Set Spending Limit*

The Plum Card® has No Pre-Set Spending Limit, which gives you purchasing power that can adjust with your use of the Card and other factors.


*No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

The Card that Lets You Earn Points on Just About Everything

The Blue Business Plus Credit Card from American Express
The Blue Business<sup>℠</sup> Plus Credit Card from American Express
$0 annual fee¤
Apply Now
0.0% introductory APR on purchases and balance transfers for 15 months. After that your APR will be a variable rate, currently 13.24%, 17.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Welcome Offer
0.0% introductory APR on purchases and balance transfers for 15 months. After that your APR will be a variable rate, currently 13.24%, 17.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Great For
No Annual Fee
Earning Points with No Categories
Large Business Purchases

Point Multipliers

2X Points

on the first $50,000 in purchases each year

1X Points

on purchases thereafter

 

Expanded Buying Power

Enjoy increased buying power above your credit limit to make bigger purchases for your business.* Plus, you can earn Membership Rewards® points in the process. It’s that simple.

*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.

The Card that Gives You the Power to Choose

SimplyCash® Plus Business Credit Card from American Express
SimplyCash® Plus Business Credit Card from American Express
No annual fee¤
Apply Now
0.0% introductory APR on purchases for 9 months. After that your APR will be a variable rate, currently 14.24%, 19.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Special Offer
Earn up to $500 Cash Back
Earn a $250 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.

Plus, earn an additional $250 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
Great For
Cash Back
Office Supplies
Advertising and Shipping

Cash Back

5% Cash Back

At U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers.

1% Cash Back

On other purchases

Terms and limitations apply.
5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back earned is automatically credited to your statement.

 

3% Cash Back

On the category of your choice from a list of eight:

  • Airfare purchased directly from airlines
  • Hotel rooms purchased directly from hotels
  • Car rentals purchased from select car rental companies
  • U.S. gas stations
  • U.S. restaurants
  • U.S. purchases for advertising in select media
  • U.S. purchases for shipping
  • Computer hardware, software, and cloud computing purchases made directly from select U.S. providers.

Supporting You and Your Business

American Express sets the standard for service and value for its customers. I am impressed with their continued commitment to innovation and customer service. The professional representatives are accomplished problem-solvers who seek to support their clients. Well done.

– Maryanne D. Customer for 30 years

Make American Express Your Best Business Partner

American Express has supported small businesses, like yours, for over 20 years.

See how you can turn opportunity into growth with products and services from American Express.

If It's Important to You, It's Important to Us

I’ve been a member since 1980 and my experience with Amex has been a rewarding one for sure. Whether traveling or purchasing, Amex has the reputation of being the best. Customer service has always been one of the most important things to me as a cardholder and Amex has never disappointed me in that regard. Simply the best.

– Lennie P. Customer for 39 years

Why American Express?

Small business owners used their Business Cards from American Express to fund more than $200 billion in business purchases last year.

American Express Business Cards provide the funding that can help you buy what you need when you need it to run and grow your business.

Helping You Build the Company You Want

I love my American Express Platinum Card. It gives me flexibility to run my company with maximum efficiency. The membership rewards and travel perks are second to none!

– Jamie D. Customer for 8 years

Compare Card Features and Benefits

New Business Gold Card

The Business Platinum Card®

The Plum Card®

The Blue Business Plus Credit Card

SimplyCash® Plus Business Credit Card

American Express<sup>®</sup> Business Gold Card
The Business Platinum Card<sup>®</sup> from American Express
The Plum Card® from American Express
The Blue Business<sup>℠</sup> Plus Credit Card from American Express
SimplyCash® Plus Business Credit Card from American Express
$295 Annual Fee¤
Apply Now
16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤
$0 introductory annual fee for the first year, then $250
$0 annual fee for Employee Cards
Apply Now
Exclusive Offers

Get up to 1 year free of G Suite Basic for 3 users and up to 1 year free of ZipRecruiter Standard in the form of statement credits for purchases on the Card in your first 12 months of Card membership. That's a combined value of up to $3,188 when you sign up for both subscriptions.

Welcome Offer

Earn up to 75,000 Membership Rewards Points

Earn 50,000 Membership Reward points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card, within your first 3 months of Card Membership.

Welcome Offer

Earn up to $600 Cash Back

Here’s How: Earn a $200 statement credit after each $10,000 you spend in purchases on the Card, up to $30,000, within the first 3 months of Card Membership.

Welcome Offer

0.0% introductory APR on purchases and balance transfers for 15 months. After that your APR will be a variable rate, currently 13.24%, 17.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Special Offer

Earn up to $500 Cash Back

Earn a $250 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.

Plus, earn an additional $250 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.

Great For
Great For
Great For
Great For
Great For

Maximize rewards

Flexible cash flow option

Business Solutions

Frequent Business Travel

Booking Flights and Hotels in One Place

Premium Airport and In-Flight Benefits

Seasonal Business

Payment Flexibility

Inventory

Earning Point with No Categories

Large Business Purchases

No Annual Fee

Cash Back

Office Supplies

Advertising and Shipping

Featured Benefits
Featured Benefits
Featured Benefits
Featured Benefits
Featured Benefits
Travel Benefits
Travel Benefits
Travel Benefits
Travel Benefits
Travel Benefits

Pay with Points - 25% Airline Bonus

You can receive 25% of Membership Rewards® points back after you use Pay With Points for all or part of a flight booked with American Express Travel if the flight is either on your selected qualifying airline or First or Business class, up to 250,000 points back per calendar year.

No Foreign Transaction Fees¤

Make international business purchases without foreign transaction fees.

American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.

Premium Roadside Assistance

Your car breaks down or you blow a tire. Now what? Luckily you're a Card Member. Just call us to change a flat, jumpstart a battery, or get a tow up to 10 miles. We will pay for included emergency services up to four times a year, even if you're in your driveway. With one call, help is on the way. And soon you'll be on yours. There are some vehicle exclusions and other important restrictions.

No Foreign Transaction Fees¤‡

No matter where you're traveling, when you use your Business Platinum Card® there are no foreign transaction fees from American Express.

Premium Roadside Assistance

Your car breaks down or you blow a tire. Now what? Luckily you're a Card Member. Call the number on the back of your card to change a flat, jumpstart a battery, or get a tow up to 10 miles. We will pay for included emergency services up to four times a year, even if you're in your driveway. There are some vehicle exclusions and other important restrictions.

$200 Airline Fee Credit*

Select one qualifying airline to get started. Then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.*

*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.

Fee Credit for Global Entry or TSA Preè

You can receive one Global Entry ($100) statement credit or one TSA Pre✓® ($85) statement credit every 4 years for an application fee charged to your Business Platinum Card. If approved for Global Entry or TSA Pre✓®, spend less time waiting at select airports. Choose the option that best suits your travel needs:

For travel from select domestic airports, TSA Pre✓® can expedite security screening

For international travel, Global Entry can reduce wait time at US Customs when you return to the US at select airports.

If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit every 4 years for an application fee.

To receive the statement credit, the application fee must be charged on the eligible Additional Card. To learn more about the benefit and read the full terms and conditions, click here.

Starwood Gold Elite Status

As a Business Platinum Card Member, you can upgrade to Starwood Gold Elite Status without meeting any stay requirements. Terms and limitations apply.

Hilton Honors Gold Status

Enroll to enjoy the benefits of complimentary Hilton Honors Gold Status without having to meet any stay requirements.

Global Lounge Collection

We’re #1 where it counts. With more than 1,200 airport lounges across 130 countries and counting, the American Express Global Lounge Collection℠* offers travelers more lounge options than any other card on the market. Enjoy the highest levels of luxury at any of our own networks, The Centurion® Lounge and The International American Express lounges, or visit one of our partners including Delta Sky Club® when flying Delta or a Priority Pass Select lounge once enrolled.

*Based on comparison with other U.S. credit card programs, as of 5/2018.

No Foreign Transaction Fees¤

No foreign transaction fees. Buy for your business anywhere in the world.¤

Premium Roadside Assistance

Your car breaks down or you blow a tire. Now what? Just call us to change a flat, jumpstart a battery, or get a tow up to 10 miles. We will pay for included emergency services up to four times a year, even if you're in your driveway. With one call, help is on the way. And soon you'll be on yours. There are some vehicle exclusions and other important restrictions.

Global Assist® Hotline

When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more. Card Members are responsible for the costs charged by third-party service providers.

Roadside Assistance Hotline

Your car breaks down or blows a tire and you're stranded. Now what? Call the number on the back of your Card for Roadside Assistance Hotline. Coordination and assistance with obtaining emergency services like towing, changing a flat, or boosting a battery are a phone call away and you can use your Card to pay. And soon you'll be on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.

Car Rental Loss and Damage Insurance

As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotline

When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more. Card Members are responsible for the costs charged by third-party service providers.

Roadside Assistance Hotline

Your car breaks down or blows a tire and you're stranded. Now what? Call the number on the back of your Card for Roadside Assistance Hotline. Coordination and assistance with obtaining emergency services like towing, changing a flat, or boosting a battery are a phone call away and you can use your Card to pay. And soon you'll be on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.

Car Rental Loss and Damage Insurance

As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
$295 Annual Fee¤
Apply Now
16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤
Learn More
$0 introductory annual fee for the first year, then $250
$0 annual fee for Employee Cards
Apply Now
Learn More

A Card You Can Count On

Did you know that American Express Business Cards come with more than just business benefits? Whether it's a lost suitcase or a flat tire, you can count on your Card to help you when you need it most.

Baggage Insurance Plan

Baggage Insurance Plan coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a ticket for the trip (one-way or round-trip) is charged to an eligible Card Account. Coverage varies by Card product and is in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Travel Accident Insurance

Help protect yourself and your family with Travel Accident Insurance. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when your entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Grow Your Business
with American Express

Access online tools and Card benefits designed to help your business grow. Explore some of the benefits included with every American Express Business Card.

Spend Manager

Manage your Business Card expenses as you go. With the Spend Manager Mobile App you can easily add receipts, tags and notes to your transactions.

Employee Cards

We want to help you get as much out of your Business Card as you can. That’s why we’ve designed Employee Cards with tools like spending limits and purchase alerts that are a useful addition to your own office resources. See how Employee Cards can make it easier for you to keep your accounts in order and ease everyday admin tasks.Request text or email alerts to see real time details of who's spending and how much. You can even freeze and unfreeze individual Cards.

Account Manager

Have a lot of employees? Assign an Account Manager to set spend limits‡and add new employee Cards for you. An Account Manager can handle tasks like reviewing your statements, making payments, and disputing charges.

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending.

Know which Card is right for you?

Fill out an application online.

New Business Gold Card

The Business Platinum Card®

The Plum Card®

The Blue Business Plus Credit Card

SimplyCash® Plus Business Credit Card

American Express<sup>®</sup> Business Gold Card
The Business Platinum Card<sup>®</sup> from American Express
The Plum Card® from American Express
The Blue Business<sup>℠</sup> Plus Credit Card from American Express
SimplyCash® Plus Business Credit Card from American Express
$295 Annual Fee¤
Apply Now
16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤
$0 introductory annual fee for the first year, then $250
Apply Now
$0 annual fee¤
Apply Now
0.0% introductory APR on purchases and balance transfers for 15 months. After that your APR will be a variable rate, currently 13.24%, 17.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤
No annual fee¤
Apply Now
0.0% introductory APR on purchases for 9 months. After that your APR will be a variable rate, currently 14.24%, 19.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Still have questions? Speak to a Business Agent

1-855-836-1713

All Business Cards from American Express

The Business Platinum Card<sup>®</sup> from American Express
The Business Platinum Card®
Learn More
American Express<sup>®</sup> Business Gold Card
New Business Gold Card
Learn More
The Plum Card® from American Express
The Plum Card®
Learn More
Business Green Rewards Card from American Express
Business Green Rewards Card
Learn More
SimplyCash® Plus Business Credit Card from American Express
SimplyCash® Plus Business Credit Card
Learn More
The Blue Business<sup>℠</sup> Plus Credit Card from American Express
The Blue Business Plus Credit Card
Learn More
Starwood Preferred Guest® Business Credit Card from American Express
Starwood Preferred Guest® Business Credit Card
Learn More
The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
Learn More
Gold Delta SkyMiles® Business Credit Card
Gold Delta SkyMiles® Business Credit Card
Learn More
Platinum Delta SkyMiles® Business Credit Card
Platinum Delta SkyMiles® Business Credit Card
Learn More
Delta Reserve for Business Credit Card
Delta Reserve for Business Credit Card
Learn More
Lowe's Business Rewards Card from American Express
The Lowes Business Rewards Card
Learn More