Choose the card that's
Right for your business
What are you looking for in a Card?
American Express®
Business Gold Card
The Business Platinum Card®
from American Express
The Blue Business® Plus Credit Card
from American Express
The Plum Card®
from American Express
American Express
Blue Business Cash™ Card
The Lowe's Business Rewards Card
Business Green Rewards Card
from American Express
Delta SkyMiles® Reserve Business American Express Card
Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles® Platinum Business American Express Card
The Hilton Honors American Express Business Card
Marriott Bonvoy Business® American Express® Card
Earn 70,000 Membership Rewards® Points
after you spend $10,000 on eligible purchases with your Card in the first 3 months.†
Earn 120,000 Membership Rewards® Points
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card in the first 3 months.†
Featured Benefit
5X Points on flights and prepaid hotels on amextravel.com‡
Earn 15,000 Membership Rewards® Points
after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.†
Featured Benefit
2X Membership Rewards® points on the first $50,000 in purchases each year.‡
1.5% Early Pay Discount
There's no cap on how much you can earn. Get unlimited 1.5% cash back on the amount paid within 10 days of your statement closing date. Just pay your Minimum Payment Due by your Payment Due Date and see the discount applied to your next statement.‡
Earn $250 Cash Back
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.†
Get $100 back upon approval. Terms Apply. Cash back is earned automatically as a statement credit.†
APR on purchases will be a variable rate, 20.74% - 29.74%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Earn 15,000 Membership Rewards® Points
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.†
Earn 70,000 Bonus Miles†
Earn 70,000 Bonus Miles after spending $5,000 in purchases on your new Card in your first 3 months of Card Membership.†
Earn 50,000 Bonus Miles†
Earn 50,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership.†
Earn 60,000 Bonus Miles†
Earn 60,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership.†
Earn 150,000 Hilton Honors Bonus Points + a Free Night Reward
Earn 150,000 Hilton Honors Bonus Points + a Free Night Reward after you spend $4,000 on eligible purchases with your Card in the first 3 months.† Offer Ends: 7/19/2023
Earn 75,000 bonus Marriott Bonvoy Points
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in eligible purchases within the first 3 months of Card Membership.†
Call Now to Apply
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Compare Card Features and Benefits
American Express® Business Gold Card
The Business Platinum Card®
The Blue Business® Plus Credit Card
The Plum Card®
American Express Blue Business Cash™ Card
The Lowe's Business Rewards Card
Business Green Rewards Card
Delta SkyMiles® Reserve
Business American Express Card
Delta SkyMiles® Gold
Business American Express Card
Delta SkyMiles® Platinum
Business American Express Card
The Hilton Honors American Express Business Card
Marriott Bonvoy Business® American Express® Card
American Express® Business Gold Card
The Business Platinum Card®
The Blue Business® Plus Credit Card
The Plum Card®
American Express Blue Business Cash™ Card
The Lowe's Business Rewards Card
Business Green Rewards Card
Delta SkyMiles® Reserve
Business American Express Card
Delta SkyMiles® Gold
Business American Express Card
Delta SkyMiles® Platinum
Business American Express Card
The Hilton Honors American Express Business Card
Marriott Bonvoy Business® American Express® Card
Earn 70,000 Membership Rewards® Points
after you spend $10,000 on eligible purchases with your Card in the first 3 months.†
Earn 120,000 Membership Rewards® Points
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card in the first 3 months.†
Earn 15,000 Membership Rewards® Points
after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.†
1.5% Early Pay Discount
There's no cap on how much you can earn. Get unlimited 1.5% cash back on the amount paid within 10 days of your statement closing date. Just pay your Minimum Payment Due by your Payment Due Date and see the discount applied to your next statement.‡
Earn $250 Cash Back
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.†
Get $100 back upon approval. Terms Apply. Cash back is earned automatically as a statement credit.†
APR on purchases will be a variable rate, 20.74% - 29.74%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Earn 15,000 Membership Rewards® Points
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.†
Earn 70,000 Bonus Miles†
Earn 70,000 Bonus Miles after spending $5,000 in purchases on your new Card in your first 3 months of Card Membership.†
Earn 50,000 Bonus Miles†
Earn 50,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership.†
Earn 60,000 Bonus Miles†
Earn 60,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership.†
Earn 150,000 Hilton Honors Bonus Points + a Free Night Reward
Earn 150,000 Hilton Honors Bonus Points + a Free Night Reward after you spend $4,000 on eligible purchases with your Card in the first 3 months.† Offer Ends: 7/19/2023
Earn 75,000 bonus Marriott Bonvoy Points
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in eligible purchases within the first 3 months of Card Membership.†
Growth stage businesses
Earning flexible rewards
Everyday business categories
Big & Small Business Expenses
Airport Lounge Access
Frequent Flyers
Earning Membership Rewards® points with no category restrictions‡
Payment Flexibility
No Annual Fee¤
Seasonal Business
Payment Flexibility
Inventory
No Annual Fee¤
Access to Cash Flow Solutions
Low intro APR on purchases for 12 months from the date of account opening¤
Travel Perks and Protection
Purchasing Power
Young Businesses
Delta Medallion Members
Accomplished, long-time flyers
New Small Business Owners
Saving time during travel
Hybrid trips (business and leisure)
Small Business owners with large expenses
Getting Closer to Status
Earning miles on Delta flights and at hotels
Travel
Hotels
Expense Management
Points
Earn 4X Membership Rewards® points on the top 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases.
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases for shipping
Terms and limitations apply.‡ 4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.
To learn more about spending categories, visit www.americanexpress.com/rewards-info.
There is no limit to the total number of points you can earn.
Points
on other purchases
Terms and limitations apply.‡Pay Over Time Option‡
The Pay Over Time option lets you carry a balance with interest on eligible purchases.*
How it works:- Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.
Points
on flights and prepaid hotels on amextravel.com‡
Points
Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers. Each eligible purchase of $5,000 or more everywhere else.‡
Earn 1.5X on up to $2 million of these purchases per calendar year.‡
To learn more about spending categories, visit www.americanexpress.com/rewards-info
Points
on other purchases
Terms and limitations apply.‡
Unlock over $1,400 in value per year with the Business Platinum Card. Enrollment required.‡
View Details
Pay Over Time Option‡
The Pay Over Time option on the Card lets you carry a balance with interest on purchases.*
How it works:
• Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
• You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.
*Card Members must pay in full all charges not included in a Pay Over Time balance.
Membership Rewards® points
Earn 2X points with no category restrictions, all without an annual fee.¤
2X points are on your first $50,000, per calendar year, in purchases and 1X points thereafter.‡ Plus, you will earn an additional point for each dollar of eligible travel purchases made on amextravel.com.‡
No Annual Fee¤
The Blue Business® Plus Credit Card is a credit card with $0¤ Annual Fee + 0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 18.24% - 26.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤ Perfect for big purchases like wholesale supplies and updating equipment as you pay down your purchase overtime with interest.
Expanded Buying Power‡
Say yes more. You've got the power to use your Card beyond its credit limit‡ with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn Membership Rewards® points or cash back on purchases above your credit limit. It’s really just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
Days to Pay
Flexibility. Peace of mind. Extra days to pay. Take up to 60 days to pay without interest when you pay the Minimum Due by the Payment Due date.‡
Choose Your Billing Cycle
For even more cash flow flexibility, you can choose whether to receive your bill at the beginning, middle, or end of the month.
Cash Back
on all eligible purchases on up to $50,000 per calendar year‡
Cash Back
on purchases thereafter‡
Cash back earned is automatically credited to your statement.
Low Introductory APR¤
Expanded Buying Power‡
Say yes more. You've got the power to use your Card beyond its credit limit‡ with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn Membership Rewards® points or cash back on purchases above your credit limit. It’s really just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
Points
Earn 2X Membership Rewards points on eligible purchases at amextravel.com. Terms apply‡
Points
Earn one Membership Rewards® point for every eligible dollar you spend.‡
Employee Cards
Earn rewards.‡ Set boundaries. Stay up to date.
Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits‡ you set. You'll earn rewards‡ on their purchases, and receive real-time alerts to help you know who's spending and where.
Pay Over Time Option‡
How it works:
- Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.
Miles
on Delta purchases‡
Miles
After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year.*‡
*If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
Miles
for every eligible dollar you spend on purchases‡
Delta Sky Club® One-Time Guest Passes‡
Complimentary Access to Escape Lounges-The Centurion® Studio Partner‡
Status Boost®: Get Closer to Medallion® Status‡
Delta SkyMiles-Companion Certificate
*Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
First Checked Bag Free‡
Upgrade Priority‡
Fee Credit for Global Entry or TSA PreCheck®‡
[1] To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
Miles
- on Delta purchases‡
- at restaurants‡
- for every dollar spent on eligible U.S. purchases for Shipping and Advertising in select media.‡
Miles
First Checked Bag Free‡
Priority Boarding
$100 Delta Flight Credit‡
Pay with Miles‡
Miles
and on eligible hotel purchases‡
Miles
*If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and Hotel Stays instead of 1.5X)
Miles
Delta Companion Certificate
*Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
$50 Delta Sky Club® Access‡
Status Boost‡
First Checked Bag Free‡
Fee Credit for Global Entry or TSA PreCheck®‡
- For international travel, Global Entry can reduce wait time at US Customs when you return to the US at select airports. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- For travel from select domestic airports, TSA PreCheck can expedite security screening.
To learn more about the benefit and read the full terms and conditions, click here.
Points
for each dollar of eligible purchases at hotels participating in Marriott Bonvoy™.‡
Points
at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.‡
Points
on all other eligible purchases.
Terms and limitations apply.‡Membership Rewards® Program – Travel
No Foreign Transaction Fees¤
Make international purchases from the U.S. or while abroad without being charged foreign transaction fees.
35% Airline Bonus
You can receive 35% Membership Rewards® points back after you use the Pay With Points feature for all or part of a flight booked with American Express Travel if the flight is either First or Business class or on your selected qualifying airline, up to 1 million bonus points back per calendar year.‡
$189 CLEAR® Plus Credit‡
CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership[1] with up to $189 in statement credits per year after you pay for CLEAR Plus with your Business Platinum Card®. [1]Excluding any applicable taxes and fees. Subject to auto-renewal.
No Foreign Transaction Fees¤‡
Fine Hotels + Resorts
[1]Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
The Global Lounge Collection
You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
Global Assist® Hotline‡
No Foreign Transaction Fees¤‡
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being an Employee Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
Car Rental Loss and Damage Insurance♦
Car Rental Loss and Damage Insurance♦ can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand.
Baggage Insurance Plan♦
No Foreign Transaction Fees¤‡
Premium Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Baggage Insurance Plan♦
No Foreign Transaction Fees¤‡
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Baggage Insurance Plan♦
No Foreign Transaction Fees¤‡
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Baggage Insurance Plan♦
Premium On-Property Internet Access
Complimentary in-room, premium Internet access while staying at participating Marriott Bonvoy hotels. [1] ‡
[1] Booking requirements apply.
No Foreign Transaction Fees
Grow Your Business with American Express
Access online tools and Card benefits designed to help your business grow. Explore some of the many American Express® Business Card benefits.
Online Statements
View your purchase history, prepare reports, and budget your expenses.
Account Manager
Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.‡
Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes‡
All Business Cards from American Express
American Express® Business Gold Card
Travel With More Confidence
No Foreign Transaction Fees¤
Make international purchases from the U.S. or while abroad without being charged foreign transaction fees.
Global Assist® Hotline‡
Shop With More Confidence
Dispute Resolution‡
Entertainment
American Express Experiences
Payment Method
Pay Over Time Option‡
How it works:
- Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.
The Business Platinum Card®
Featured Benefits
$400 Dell Technologies Credit‡
Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
$360 Indeed Credit‡
Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
$150 Adobe Credit‡
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
$120 Wireless Telephone Service Credit‡
$200 Airline Fee Credit‡
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
$189 CLEAR® Plus Credit‡
Travel With More Confidence
No Foreign Transaction Fees¤‡
Premium Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Baggage Insurance Plan♦
Shop With More Confidence
Extended Warranty♦
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
Purchase Protection♦
*Up to $10,000 per occurrence, $50,000 per calendar year.
Dispute Resolution‡
Return Protection‡
Entertainment
American Express Experiences
American Express Preferred Access‡
Payment Method
Pay Over Time Option‡
How it works:
• Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
• You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.
*Card Members must pay in full all charges not included in a Pay Over Time balance.
The Blue Business® Plus Credit Card
Travel With More Confidence
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Shop With More Confidence
Extended Warranty♦
Purchase Protection♦
Dispute Resolution‡
Entertainment
American Express Experiences
The Plum Card®
Travel With More Confidence
No Foreign Transaction Fees¤‡
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Shop With More Confidence
Purchase Protection♦
Extended Warranty♦
Return Protection‡
[1] American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Dispute Resolution‡
Entertainment
American Express Experiences
American Express
Blue Business Cash™ Card
Travel With More Confidence
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Shop With More Confidence
Purchase Protection♦
Dispute Resolution‡
Entertainment
American Express Experiences
The Lowe's Business Rewards Card
Business Green Rewards Card
Travel With More Confidence
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being an Employee Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
Car Rental Loss and Damage Insurance♦
Car Rental Loss and Damage Insurance♦ can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand
Baggage Insurance Plan♦
Shop With More Confidence
Dispute Resolution‡
Entertainment
American Express Experiences
Delta SkyMiles® Reserve Business American Express Card
Travel With More Confidence
Premium Global Assist® Hotline‡
Baggage Insurance Plan♦
Car Rental Loss and Damage Insurance♦
Lounge Access‡
Fee Credit for Global Entry or TSA PreCheck®‡
[1] To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
Shop With More Confidence
Dispute Resolution‡
Extended Warranty♦
Purchase Protection♦
Return Protection‡
Entertainment
American Express Experiences
Concierge for Reserve‡
Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles® Platinum Business American Express Card
The Hilton Honors American Express Business Card
Featured Benefits
Hilton Honors Gold Status‡
- An 80% bonus on all Hilton Honors Base Points you earn
- Room upgrades at participating hotels and resorts, when available
Free Weekend Night Rewards‡
Hilton Honors Diamond Status‡
Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. With Hilton Honors Diamond status, enjoy benefits like: - Premium Wi?Fi* - Daily Food & Beverage Credit (US Hotels only) -100% Bonus Points on all Base Points earned - Space-available room upgrades**
*Only where available. Not free in meeting spaces or properties with resort charge**Available at selected hotel brands
Priority Pass™ Select‡
With your Hilton Honors American Express Business Card, you can enroll in Priority Pass™ Select, with access to over 1,200 airport lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or in-between flights. You can enjoy snacks, drinks and internet access in a quiet, comfortable location. Get 10 complimentary lounge visits each Priority Pass Membership year.
No Foreign Transaction Fees¤‡
Travel With More Confidence
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you're traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
Baggage Insurance Plan♦
Car Rental Loss and Damage Insurance♦
Shop With More Confidence
Dispute Resolution‡
Marriott Bonvoy Business® American Express® Card