Great for Maximizing Value

American Express® Business Gold Card
$295 Annual Fee¤
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APR on purchases will be a variable rate, 14.24% - 22.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

American Express® Business Gold Card

Featuring a Sleek Metal Card

You’ll earn 4X Membership Rewards®points on the 2 select categories where your business spends the most each month*, automatically. It’s a Business Gold perk that does the extra work for you.
*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year.

Explore All the Benefits of the Business Gold Card®

Featured Benefits
Rewards Benefits
Expense Management
Travel Benefits
Shopping Benefits

Rewards Benefits

4X Points

Earn 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases.

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media (online, TV, radio)
  • U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants including take-out and delivery
  • U.S. purchases for shipping

4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year. Then earn 1 point per dollar.

Terms and limitations apply.
1X Points
on other purchases
Terms and limitations apply.

Expense Management

Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn More at americanexpress.com/yes.

Travel Benefits

No Foreign Transaction Fees¤

Make international purchases from the U.S. or while abroad without being charged foreign transaction fees.

American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.

Global Assist® Hotline
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.

Shopping Benefits

Purchase Protection
Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases, it’s nice to know Membership can help protect your Covered Purchases from accidental damage or theft for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.
Extended Warranty
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.

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