American Express® Business Gold Card

American Express<sup>®</sup> Business Gold Card

More Points, Many Solutions, More Possibilities.

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$295 Annual Fee¤
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16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤

Exclusive Offers

Get up to 1 year free of G Suite Basic for 3 users and up to 1 year free of ZipRecruiter Standard in the form of statement credits for purchases on the Card in your first 12 months of Card membership. That's a combined value of up to $3,188 when you sign up for both subscriptions.

Explore the Power of Business Gold Card

American Express<sup>®</sup> Business Gold Card
FEATURED BENEFITS
TRAVEL BENEFITS
SHOPPING BENEFITS

4X Points

Get 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below.

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
    (online, TV, radio)
  • U.S. purchases made directly from select
    technology providers of computer hardware,
    software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping

4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.

25% Airline Bonus

Get 25% points back after you use Pay With Points for all or part of a flight booked with American Express Travel if the flight is either on your selected qualifying airline or First or Business class, up to 250,000 points back per calendar year.

Pay Over Time

The Pay Over Time feature on the Card gives you the option to carry a balance with interest on purchases of $100 or more.*

How it works:

  • Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account.

  • You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.

*All purchases under $100 are due in full each month.

Expense Management Tools

Connect to Quickbooks, access SpendManager,receive a Year-End Summary, and more.

Car Rental Loss and Damage Insurance

As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotline

Whenever you travel more than 100 miles from home, we'll provide you with 24/7 emergency assistance coordination , including medical and legal referrals, visa/passport help, cash wires access, lost luggage assistance and more. Card Members are responsible for the costs charged by third-party service providers.

Baggage Insurance Plan

Travel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Travel Accident Insurance

Worry less about the unthinkable happening to you on your Covered Trip. If an accident causes your Death, membership can provide added financial security to your beneficiaries. Travel Accident Insurance can cover travel by plane, train, ship, or bus when you purchase the entire fare on your eligible Card. Please read important exclusions and restrictions.

Extended Warranty

When you use your American Express® Card for eligible purchases, you can get up to two extra years* added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.

Purchase Protection

Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Card for eligible purchases, it’s nice to know membership can help protect your purchases from accidental damage or theft for up to 120 days* from the moment you purchase them. Please read important exclusions and restrictions.

*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration is 90 days.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Entertainment Access®

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.
The Business Platinum Card®
The Business Platinum Card<sup>®</sup> from American Express
New Business Gold Card
American Express<sup>®</sup> Business Gold Card
The Plum Card®
The Plum Card® from American Express

GET 50% MORE MEMBERSHIP REWARDS® POINTS

5X Points

1.5X Points

1X Points

on flights and prepaid hotels

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

per dollar

Get 1.5 points per dollar on each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per year.

for each dollar you spend on eligible purchases.

Earn 4X where you spend the most each month

New Business Gold Card
American Express<sup>®</sup> Business Gold Card
16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤

4X Points

1X Points

Get 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below.

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
    (online, TV, radio)
  • U.S. purchases made directly from select
    technology providers of computer hardware,
    software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping

4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.

on other purchases

Terms and limitations apply.

DO BUSINESS ON YOUR TERMS

The Plum Card®
The Plum Card® from American Express
$0 introductory annual fee for the first year, then $250
$0 annual fee for Employee Cards
Apply Now

1.5% Early Pay Discount

Up to 60 Days to Pay

Buy Big

Pay your bill early to get a 1.5% discount, which you can use to buy inventory, supplies and other business necessities.

Cash flow can be unpredictable. That’s why The Plum Card gives you up to 60 days to pay so you have greater financial flexibility.

with a spending limit that can grow with your business.

BENEFITS THAT COME WITH EVERY AMERICAN EXPRESS BUSINESS CARD

Spend Manager

With the Spend Manager Mobile App from American Express, you can easily add receipts and notes to your transactions. To get started: Download the Spend Manager Mobile App. Snap a photo of your receipt and match it to your transaction. Use the time you save to focus on other priorities.

Employee Cards

Make sure you're getting the most out of your Business Card by adding Employee Cards, which come with tools that can help smooth your bookkeeping tasks and controls that help put your mind at ease. Request text or email alerts to see real time details of who's spending and how much. You can even freeze and unfreeze individual Cards.

Account Manager

Have a lot of employees? Assign an Account Manager with Full Access to add new Employee Cards for you. Your Account Manager can set spending limits and track the amount each employee spends with simple graphs available in your American Express Online Account.

Account Alerts

American Express Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending.

Online Statements

View your purchase history, prepare reports, and can help budget your expenses

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

WHY AMERICAN EXPRESS

20
years

American Express has supported small businesses, like yours, for over 20 years.

See how you can turn opportunity into growth with products and services from American Express Business Cards.

over 1
million

We're making American Express® Card acceptance simpler for small businesses, so more places now welcome your Card.

Over 1 million more places in the U.S. started accepting American Express® Cards in 2016.

$200
billion

Small business owners used their Business Cards from American Express Business Cards to fund more than $200 billion in business purchases last year.

From larger business purchases to the everyday smaller ones. American Express Business Cards provide the funding that can help you buy what you need when you need it to run and grow your business.

Get a decision in as little as 30 seconds

1-855-836-1713

ALL BUSINESS CARDS FROM AMERICAN EXPRESS

The Business Platinum Card<sup>®</sup> from American Express
The Business Platinum Card®
Learn More
American Express<sup>®</sup> Business Gold Card
New Business Gold Card
Learn More
The Plum Card® from American Express
The Plum Card®
Learn More
Business Green Rewards Card from American Express
Business Green Rewards Card
Learn More
SimplyCash® Plus Business Credit Card from American Express
SimplyCash® Plus Business Credit Card
Learn More
The Blue Business<sup>℠</sup> Plus Credit Card from American Express
The Blue Business Plus Credit Card
Learn More
Starwood Preferred Guest® Business Credit Card from American Express
Starwood Preferred Guest® Business Credit Card
Learn More
The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
Learn More
Gold Delta SkyMiles® Business Credit Card
Gold Delta SkyMiles® Business Credit Card
Learn More
Platinum Delta SkyMiles® Business Credit Card
Platinum Delta SkyMiles® Business Credit Card
Learn More
Delta Reserve for Business Credit Card
Delta Reserve for Business Credit Card
Learn More
Lowe's Business Rewards Card from American Express
The Lowes Business Rewards Card
Learn More
The Business Platinum Card<sup>®</sup> from American Express

Welcome Offer

The Business Platinum Card® from American Express

Earn up to 75,000 Membership Rewards® Points
Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card, within your first 3 months of Card Membership.

Still have questions? Speak to a Business Agent

1-855-836-1713